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THE FIRST WEB3 CREDIT INFORMATION CENTER (CIC)

Transforming on-chain reputation into a liquid financial asset. We are the AI-powered infrastructure that aggregates data, quantifies trust, and unlocks Under-collateralized Lending & Consumer Payments for the EVM ecosystem.

ETHERSCAN
COIN98 WALLET
METAMASK
PHANTOM

Ecosystem Compatibility

Juchain

Juchain

ethereum

Ethereum

zksync

ZkSync

oracles

100+ More

0+

Wallets Profiled

0+

Sybil Detection

<0ms

AI Processing Speed

Why DuoScore?

Duo Score Description 1

The Trust Anchor

Unlike generic tools that just filter bots, DuoScore operates as the first Decentralized Credit Information Center (CIC). We aggregate on-chain behavior and off-chain identity to create a universal "Credit Passport," setting the standard for trust across the EVM ecosystem.

Duo Score Description 2

The Capital Engine

Stop locking 150% collateral for a simple loan. DuoScore leverages your reputation to enable Under-collateralized Lending and Tiered Interest Rates. We turn your good behavior into tangible borrowing power, just like a traditional bank but without the bureaucracy.

Duo Score Description 1

The Consumer Gateway

We bridge the gap between "Digital Wealth" and "Real World Spending." With DuoPay & Credit Cards, users can instantly spend their crypto gains at millions of merchants worldwide via Visa/Mastercard, fully backed by their on-chain credit history.

How It Works

The cryptocurrency industry experienced significant losses in 2025 due to hacks, exploits, and thefts (distinct from broader investment scams or frauds). Reputable sources, including Chainalysis, CertiK, and SlowMist, estimate total losses at approximately $3.3–3.4 billion for the full year.

01

Build Your Reputation (The Brain)

Aggregate & Mint DuoID Connect your wallets to let our AI Engine analyze your cross-chain history. We transform your scattered data into a unified Credit Score and mint your generic DuoID (Passport).

02

Unlock Capital Efficiency (The Vault)

Access Under-collateralized Loans Forget the standard 150% collateral requirement. Use your high DuoScore to access Tiered-Lending Pools with lower margin requirements. Your reputation is now a financial asset.

03

Spend Without Borders (The Gateway)

Shop with DuoPay Cards Don't sell your crypto; spend it. Use your credit line to pay for coffee, travel, or services via our virtual Visa/Mastercard. Auto-repay seamlessly using your staking yields.

Phase 1

The Foundation

Q1/2026 - Q2/2026
  • Launch DuoScore (Scoring Engine).
  • Integrate Juchain ID.
  • Acquire 50,000 initial active wallets.
Phase 2

The Bank

Q3/2026 - Q4/2026
  • Launch DuoLend Protocol.
  • Apply preferential collateral rates for high-scoring users.
  • Reach $50M TVL (Total Value Locked).
Phase 3

The Payment

Year 2
  • Issue Duo Debit Cards (Virtual & Physical).
  • Partner with global card issuers (Visa, Mastercard).
Phase 4

The Credit Revolution

Year 3
  • Launch the first Web3 Credit Card.
  • Unlock fully under-collateralized lending for Diamond-tier users.

Roadmap